COVID-19: Relief Resources for Ohio Health Centers

   
State Resources
for Health Centers

State Resources
for Individuals

Families First Coronavirus
Response Act

CARES Act Federal Resources
for Small Businesses

 

 

Cashflow & Payroll

 

 

 

OACHC is working hard to keep Ohio Community Health Centers updated on all COVID-19 issues, including the new information aimed at assisting both small businesses and employees. Below are resources that will be updated frequently, so please check back regularly.


If you have questions or topics you would like us to research and include, please email OACHC (COVID19@ohiochc.org). If you are looking for our clinical operations COVID-19 information, please visit this webpage.

 

Federal Resources:

Families First Coronavirus Response Act

The Families First Coronavirus Response Act (FFCRA) was signed into law on March 18, and goes into effect on April 1, 2020. The Department of Labor will be issuing regulations fleshing out many details related to the law; in addition, Congress is currently debating potential changes to the FFCRA.  


In general, FFRCA applies to all private employers with fewer than 500 employees, and all public employers, with some potential exceptions for employers with less than 50 employees. Employers with less than 50 employees will be eligible to apply for an exception for most, but not all, FFCRA Emergency Leave requirements.   


Read this Overview, Summary Chart and Q&A Guide from NACHC. This information was made available on March 26, 2020 and will be updated as new information becomes available.

 

Preferred Benefits Service Agency Inc. presented this overview on Family First Coronavirus Response Act on March 27. While similar to the NACHC resource above, it’s a quicker read to get a handle on the new emergency benefits.

 

Coronavirus Aid, Relief, and Economic Security (CARES) Act

On Friday, March 27, Congress passed and the President signed into law the Coronavirus Aid, Relief, and Economic Security (CARES) Act, a $2 trillion economic stimulus package legislated to provide immediate relief for nonprofits, businesses, individuals and state and local governments. The CARES Act provides significant funding for 501(c)3 organizations. Find an overview of benefits and a link to the bill here

 

TIME SENSITIVE: Application Window for FCC Funds for Telehealth Opening ANY DAY; Applications on 1st Come, 1st Served Basis (updated 4/7/20)

 

The FCC has released Additional Guidance to Help You Prepare for the COVID-19 Telehealth Application (updated 4/9/20)

 

Paycheck Protection Program (updated 4/15/20)

 

Insurers must pay full cost of COVID-19 testing – and FQHCs must post their fees on public website (updated 4/16/20)

Federal Resources for Small Business

Small Business Administration Offering Low-Interest Loans in Response to COVID-19: Health centers eligible

Health centers experiencing substantial economic distress as a result of COVID-19 can apply for the U.S. Small Business Administration’s (SBA’s) Low-Interest, Federal Economic Injury Disaster Loans.


•    SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance
•    Loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact
•    The interest rate for non-profits is 2.75% and repayment terms are flexible up to 30 years

More info here

PPP Forgiveness Application

Cashflow and Payroll Options for Health Centers

500 or Fewer Employees

NACHC developed an evolving document to provide an overview of new programs for health centers to refer to as some may be encountering severe and unprecedented drops in short-term revenue, due to sharp decreases in routine visits as patients shelter in place, and the need to reduce or stop some services in order to divert PPE and other resource to COVID-19 efforts. Access the document (updated 3/31/20).

 

Over 500 Employees

This document summarizes opportunities that are available to health centers with more than 500 employees.  It begins with a chart summarizing all the programs, and is followed by a full-page overview of each program.

State Resources:

State leaders are working to ensure resources are readily available to Ohioans both for individuals and businesses. This link will connect you with local, state and federal resources and funds.

State Resources for Health Centers

Ohio’s Bureau of Workers' Compensation (BWC)

To help businesses facing difficulties due to the COVID-19 pandemic, the Ohio BWC is announcing the deferment of insurance premium installment payments for March, April and May until June 1, 2020. For more information, visit bwc.ohio.gov.

Grace Period for Health Insurance Premiums

All health insurers are required to provide the option of deferring premium payments, interest free, for up to 60 calendar days from each original premium due date. This means that employers can defer their premium payments up to two months, giving them some relief on costs, while keeping their employees insured. Learn More

Pay benefits for reduced work hours

SharedWork Ohio allows workers to remain employed and employers to retain trained staff during times of reduced business activity. The Ohio Department of Job and Family Services provides eligible individuals an unemployment insurance benefit proportionate to their reduced hours. Learn more

State Resources for Individuals (Health Center Employees)

Unemployment

Questions and answers regarding the coronavirus (COVID-19) and the impact on unemployment benefits can be found here.

Food, cash and medical assistance

The Ohio Department of Job and Family Services provides food, cash and medical assistance to individuals and families in need. To review eligibility requirements and apply for assistance, please visit: https://benefits.ohio.gov/.

Keep Ohio Connected (internet service availability)

Learn what Internet Service providers are doing to keep Ohioans connected, including keeping service turned on during the pandemic and waiving late fees.

Maintaining Healthcare Coverage for Your Family

Health insurers must allow employers to continue covering employees, even if the employee would otherwise become ineligible because of a decrease in hours worked per week. We know employees may be working a significantly reduced schedule right now, through no fault of their own, and we want to make sure they continue to have access to their health insurance if it’s feasible for the employer at this time. Learn More

Assistance for Lost Insurance Coverage

Those who do lose insurance coverage, are eligible for a special enrollment period to gain new coverage. Premium subsidies may be available for those who qualify by purchasing plans on the federal exchange. Learn More

Utility Assistance

Ohio has received an extension of the Winter Crisis Program through May 1, and the Home Energy Assistance Program (HEAP) through June 1. Visit EnergyHelp.Ohio.gov for more information or call 1 (800) 282-0880.